Here are some quotes:
Identity Theft Plans
Enough of this - just google, buy identity theft protection and you can browse the results yourself.
The problem I have with this, if I properly understand the crime -
Identity theft is a form of stealing someone's identity in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name.
Is this - why are the credit companies (i.e. banks) going to blame me if somebody uses my SSN/name/address etc - to buy a car?
How come the banks or the idiot lending out the money to said "impersonator" IS NOT being held accountable?
Do I even need to answer that?
Since when are banks held accountable for anything?
Since when are credit card companies held accountable for anything?
They aren't. The real crime behind identity theft is the banks blaming the victims of so-called "identity theft", instead of blaming themselves for being fooled into thinking that the crook using false names/ssn's/addresses without properly verifying it.
Imagine a banker saying this, "Gee, that woman sure looked like ALBERT SWANSON. How I was I to know she really wasn't ALBERT SWANSON?"
The banks/credit cards/used car salesmen/RV salesmen should be held accountable for this.
If they sold an RV to somebody claiming to be me - that is NOT my fault - it is THEIR fault.
No no no - you don't understand, the guy told me his name was "John Smith" so I sold him that RV - so now Mr. Smith, you have bad credit, and you owe us for that RV - how on earth can you blame me for a thing like that. How was I to know it really wasn't you?
When oh when oh when are people going to stop falling for scams - and when oh when oh when are banks and businesses going to be held accountable for their recklessness?
When pigs fly?
How about when hell freezes over - you know, hell is this place...
It sure shut him up fast - but that is another story I'll save for my next post.
Anyway, if I am ever the victim of "identity theft", I am going to go straight for the jugular of the people that lent money to somebody claiming to be me.
Enjoy a comedy bit on "identity theft" - mega thanks to Swithunus